Effective Date: January 1, 2026
These Terms & Services ("Terms") govern your access to and use of the Keeghan Country website located at keeghancountry.com (the "Site") and any related informational services offered through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
Keeghan Country provides insurance information, quote request forms, and educational content. We are an insurance advisory platform that may connect you with licensed producers and partner carriers. We do not guarantee that coverage will be issued, renewed, or priced as illustrated on the Site.
You must be at least eighteen (18) years old and capable of forming a binding contract to use the Site. By submitting forms, you represent that the information you provide is accurate and complete to the best of your knowledge.
Content on the Site is for general informational purposes only and does not constitute legal, tax, or personalized insurance advice. Coverage decisions should be made after reviewing official policy documents, endorsements, and illustrations provided by the issuing carrier.
Submitting a quote request, contact form, subscription, or unsubscribe request does not bind coverage, create an agency relationship, or obligate Keeghan Country to provide a specific premium. A licensed representative may contact you using the email address you provide. You agree not to submit false, misleading, or fraudulent information.
Insurance products are underwritten by third-party carriers subject to their own terms, conditions, exclusions, and underwriting guidelines. Keeghan Country and its producers are compensated by carriers or clients as permitted by applicable law. We may offer products from multiple carriers and strive to present balanced comparisons when requested.
You agree not to: (a) use the Site for unlawful purposes; (b) attempt to gain unauthorized access to systems or data; (c) scrape, harvest, or automate access in a manner that impairs Site performance; (d) upload malware or harmful code; (e) impersonate another person or misrepresent your affiliation; or (f) interfere with other users' access.
The Site design, logos, text, graphics, and compilation are owned by Keeghan Country or licensed to us and protected by intellectual property laws. You may view and print pages for personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works without prior written consent.
The Site may contain links to third-party websites or social sharing tools. We do not control and are not responsible for third-party content, privacy practices, or availability. Access linked sites at your own risk.
THE SITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, KEEGHAN COUNTRY AND ITS OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify and hold harmless Keeghan Country from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your misuse of the Site, violation of these Terms, or infringement of any third-party rights.
Our collection and use of personal information is described in the Privacy Policy. By using the Site, you acknowledge that you have read the Privacy Policy.
We may update these Terms from time to time. Material changes will be posted on this page with an updated effective date. Continued use after changes constitutes acceptance of the revised Terms.
These Terms are governed by applicable laws without regard to conflict-of-law principles. Disputes shall be resolved through good-faith negotiation. If unresolved, disputes may be submitted to binding arbitration or courts of competent jurisdiction as permitted by law.
If any provision is held invalid, the remaining provisions remain in effect. These Terms, together with the Privacy Policy, constitute the entire agreement regarding Site use.
Questions about these Terms may be sent to contact@keeghancountry.com.
By submitting forms on the Site, you consent to receive communications from us electronically, including email responses, policy servicing notices, and educational materials related to your request. You agree that electronic communications satisfy any legal requirement that such communications be in writing where permitted by law.
If we provide personalized portals or document exchange links in the future, you are responsible for safeguarding access credentials and notifying us promptly of suspected unauthorized use. We may suspend access to protect you and other clients when fraud is suspected.
Keeghan Country is not liable for delays or failures caused by events beyond reasonable control, including natural disasters, widespread network outages, labor disputes, or governmental actions that affect carriers, mail delivery, or digital infrastructure.
You may not assign your rights under these Terms without our written consent. We may assign our rights and obligations in connection with a merger, acquisition, or sale of assets, provided the assignee agrees to honor these Terms.
